Get Apple TestFlight: Download the official, free TestFlight app from the App Store on your iPhone. TestFlight is Apple's official platform for distributing pre-release software securely. Make sure your device is updated to modern system software (iOS 27+, iPadOS 27+, macOS 27+, watchOS 27+, or visionOS 27+).
Tap "Join Beta" on CodeWing: Return to this page and tap the Join Beta button above. Safari will trigger the official TestFlight invitation link. If prompted with "Open in TestFlight?", tap Open.
Accept Developer Invitation: TestFlight will launch and display the latest build notes and tester information for Pay with Rewards. Tap Accept to register your Apple Account into the beta testing group.
Install & Start Testing: Tap Install (or Update) to download the build directly to your device. You'll receive instant notifications inside TestFlight whenever Mastercard International Incorporated pushes new builds, bug fixes, or feature updates.
Essential Beta Testing Tips:
Apple 10,000 Tester Cap: Apple limits public TestFlight groups to 10,000 active users. If slots are currently full, tap Get Slot Alerts above to be notified the second a slot opens.
100% Free Sandbox Purchases: In-app purchases, subscriptions, and pro features in TestFlight are simulated in Apple's sandbox environment at $0.00 — your Apple Account is never billed.
90-Day Build Lifespan: Each build expires after 90 days. Developers periodically push updates that reset the countdown, and your personal app data is preserved.
Revert to App Store Anytime: You can switch back to the public release at any time by redownloading Pay with Rewards directly from the regular App Store.
About Pay with Rewards
Mastercard Pay with Rewards is only available on certain Mastercard cards. Please check with your issuer of your card for availability.
Pay with Rewards allows you to spend your points like cash at millions of participating locations worldwide. This app allows you to connect a Mastercard card and configure when and where your points will be redeemed. When using your card, your payment is processed as normal. If you choose to redeem points you will receive a statement credit to your card.
Getting Started
Connecting your card to the Pay with Rewards app is simple: enter your Pay with Rewards-enabled Mastercard card number and establish a four digit app PIN. The PIN will be used by the app to protect your personal settings and information.
Answer the security questions. Your questions are based on information your financial institution has on file. Select any one question from the list. If you have questions or are not able to proceed, please contact the issuer of your card.
The home screen will show your points balance, the cash equivalent of your points balance, and your current Pay with Rewards setting. Turn Pay with Rewards on for subsequent purchases, or leave it off and choose from recent purchases eligible for redemption under Activity.
How do I join the Pay with Rewards TestFlight beta on iOS?
First, download Apple's official TestFlight app from the App Store on your iPhone. Then return to this page and tap the "Join Beta" button above. Your device will automatically open TestFlight and prompt you to accept the developer's beta invitation. Tap "Accept" and then "Install" to start testing Pay with Rewards. If it says "This beta is full", tap "Get Slot Alerts" to be notified instantly when a slot opens.
Is testing Pay with Rewards on TestFlight safe and free?
Yes, testing Pay with Rewards is 100% safe and free. Every public TestFlight build must strictly follow Apple's App Review Guidelines and passes Apple's automated and manual security checks before public invitation links can be distributed. All betas operate within Apple's secure operating system sandbox and cannot access your device data without explicit permission. The beta is developed and maintained by Mastercard International Incorporated.
Do in-app purchases or subscriptions cost real money during TestFlight beta testing?
No. In TestFlight, Apple connects all transactions to its free Sandbox environment. Any in-app purchase, pro feature tier, or subscription inside Pay with Rewards will display "[Environment: Sandbox]" and costs $0.00. Your Apple Account or credit card will never be billed for purchases made within a TestFlight beta build.
Does Pay with Rewards work on iOS 27 and the latest iPhone models?
Yes, Pay with Rewards is fully compatible with iOS 27 and iOS 26 across modern iPhones, including iPhone 18, 17, 16, 15, and 14 series. It supports modern iOS 27 capabilities including Siri AI, Dynamic Island, Lock Screen widgets, StandBy mode, and Apple Intelligence where applicable.
What should I do if the Pay with Rewards TestFlight beta says "This beta is full"?
Apple enforces a strict cap of 10,000 public testers per TestFlight app. Popular betas fill up quickly, but spots reopen regularly because Apple automatically purges inactive testers, and Mastercard International Incorporated frequently clears inactive seats before dropping new beta builds. Tap the "Get Slot Alerts" button on this page to receive instant Email and Telegram alerts from CodeWing the moment an open slot is detected. You can also discover trending alternatives in the Finance category.
Will installing the beta replace my current App Store version of Pay with Rewards, and will I lose my data?
Installing the TestFlight beta will replace the App Store version on your iPhone, but all your local app data, documents, logins, and configurations are safely preserved. If you ever want to switch back to the stable public release, you can simply redownload Pay with Rewards directly from the App Store at any time without losing your data.
How long does a TestFlight beta build last before it expires?
Each TestFlight build has a maximum lifespan of 90 days from the day the developer uploaded it to Apple. You can see the countdown days directly beneath Pay with Rewards's title in your TestFlight app. Developers regularly release new builds with improvements, which automatically resets the 90-day timer so your testing is uninterrupted.
How do I send feedback or report bugs for Pay with Rewards?
You can send feedback directly to Mastercard International Incorporated by taking a screenshot while using Pay with Rewards and tapping "Share Beta Feedback", or by opening TestFlight, tapping Pay with Rewards, and selecting "Send Beta Feedback". You can include notes, screenshots, and system logs to help the developer fix issues before the official App Store launch.
