SurfCash

SurfCash — Spend, Send, Earn & Travel with Crypto

The easiest way to put your crypto to work — pay anywhere, earn yield, borrow cash, and stay connected abroad with crypto-powered eSIMs.

STAY CONNECTED ANYWHERE

Buy eSIMs for 190+ countries with crypto. Install in seconds, activate on arrival, skip roaming fees.

EARN ON YOUR STABLECOINS

Grow idle crypto with transparent on-chain yield. Choose from earning options including USD* Protected and Breeze — no lockups, no banks.

BORROW AGAINST YOUR CRYPTO

Need cash without selling? Use your crypto as collateral and unlock instant liquidity inside the app.

SPEND & CONVERT

Convert USDC to local currency in seconds. Pay via VietQR, PromptPay, PIX, and more across Asia and Latin America.

SEND & SWAP

Send crypto to friends by username or QR code. Swap between USDC, SOL, SURF, and more in a few taps.

STAKE & EARN REWARDS

Stake SURF to earn weekly rewards, delivered as scratch cards you reveal to claim.

NON-CUSTODIAL & SECURE

Your keys, your crypto. Funds are secured on your device — we never have access.

PASSPORT

Find crypto-friendly restaurants, cafes, and shops near you on the interactive map.

EVERYTHING IN ONE APP:

• eSIMs in 190+ countries
• Earn yield with USD* Protected & Breeze
• Borrow against your crypto
• USDC to local currency conversion
• Non-custodial wallet
• Send by username, pay by QR
• Token swaps (USDC, SOL, SURF + more)
• SURF staking with scratch card rewards
• Referral rewards
• Apple Sign In support

SurfCash is not a bank. We're a bridge between crypto and everyday life — spend, earn, borrow, or travel, all from one app.